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Home Equity

Home Equity mortgages are a type of mortgage that enable home owners to convert the equity they have in their homes into cash, using a variety of payment options to address their specific financial needs.

Home Equity Loan

Short-Term Financing	Terms	Considerations
Personal loans	A short-term, fixed-rate note.	Interest is not tax-deductible.
Home equity loan/second mortgage	Fixed-rate, five- to 20-year loans up to 90 percent of the home's appraised value minus the balance of the mortgage.	Appraisal, title search, credit check and application fee may constitute part of the closing cost. A portion of the closing costs can be included in the loan. Interest may be tax-deductible.


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